With an ever-growing portfolio of properties, you can be confident that you will find a home that is the right fit for you
Once you have discovered your new home there are a range of purchasing options available to you that can help make that dream become a reality
Residential (owner occupied) Mortgages
This type of mortgage can be used when purchasing a property for your own personal use, as either a main residence or a second property/holiday home. Every application will be tailored to an individual’s personal circumstances and consideration given to; affordability, term of the loan, repayment method and future plans.
We have partnered with Own New to provide you with Rate Reduced residential mortgages.
Buy to Let Mortgages
This type of mortgage is used when purchasing a property as an investment, which will be let out either on an AST or short-term/holiday let basis.
The typical deposit for a BTL is 25% of the purchase price though there are some buy to let lenders that will accept 20%. For more information please contact us directly.
Affordability is less reliant on your personal income but based on what the property can be let out for. Every lender will assess the rental amount differently to the next so it is important that you get the best option for your circumstance.
Sales Process
With prices starting from £450,000 Simpson's Place is the perfect place for those looking for their own escape by the coast, with beautiful views of the Suffolk Coast and easy access to larger towns and cities just around the corner
Need a mortgage?
If you're looking to use a Buy to Let, Holiday Let or Residential mortgages all pre approvals are required to be qualified by Yellow Brick Mortgages.
Fees Explained
Fees
To reserve a property at Simpsons Place, a reservation fee of £5,000 is required.
There's an administration fee of £299 + VAT applicable to all purchasers.
There's a searches fee of £400 applicable to all purchasers.
Upon exchange, 10% of the property purchase price is required. Exchange is required to take place six weeks after your solicitor receives the contract pack from our solicitor.
- £5,000 Reservation Deposit
- £299 + VAT Admin Fee
- 10% property value due on exchange